Microcred solutions: Credit, Savings, Insurance and Money transfer

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Customers’ interest is a core concern for employees: they develop tailored products and services, designed to facilitate and improve the lives of customers. 

While Microcred’s offer was traditionally designed for micro and small entrepreneurs, it has gradually been extended to all people not served or underserved by the traditional banking system. Its purpose is to meet all of their requests for financial services: credit, savings, money transfer and insurance.


The Group's subsidiaries offer credits to small entrepreneurs and SMEs, to finance their working capital and investment requirements. In recent years, the Group has been extending its offer to the mass market and diversifying its products. 

Some institutions now offer credits to develop the crops, fund the construction or renovation of real estate, prepare the return to school, etc.


The Group's institutions offer several deposit services such as current accounts, savings accounts or term deposits, which are used to support the customers in the daily management of their activities.


In the field of micro-insurance, the institutions work with their partners to offer products tailored to the needs of their clients, such as life insurance, health insurance or inventory protection.


Most of Microcred’s institutions now offer a series of related financial services requested by customers: withdrawal card, check and money transfer.