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Arnaud founded Microcred in 2005 after co-founding and successfully leading PlaNet Finance (now Positive PlaNet), a global organization specializing in financial inclusion. He also created the Positive Economy Forum and the French China Foundation.
Arnaud was named Young Leader of the French American Foundation in 2003 and Young Global Leader of the World Economic Forum in 2013.
Previously, Arnaud worked for BNP Paribas in France and Argentina and was involved in the creation of two internet service providers (Club-Internet & Internet Thailand).
Deputy Chief Executive Officer
Isabelle is responsible for the development of Microcred and the Mergers and Acquisitions department.
Isabelle joined Microcred in 2007 as Head of Internal Audit and Strategy. In 2008 she was appointed Deputy Chief Executive Officer of the Group.
Previously, Isabelle was responsible for Rating at PlaNet Rating. She has conducted more than 50 rating missions and training sessions in Africa, South America, the Middle East and Eastern Europe. She also worked in venture capital in London and Paris.
Group Chief Operating Officer
Charles is responsible of the Group's transition to the mass market and the development of digital banking in its operations.
Charles has 30 years of experience in retail banking and electronic payment, particularly in the development of high-growth companies in emerging markets.
Previously, Charles held several strategic positions in Barclays Bank, Standard Bank and EMP.
Hervé oversees the Group's Legal, Compliance and Social Performance departments.
Secretary General of the Group since 2012, Hervé joined Microcred in 2006 as Finance Director of Microcred Banque Madagascar until 2009. He then held the position of General Manager of Microcred Sénégal until 2012. Previously, Hervé was Head of Legal and Fiscal Department of Crédit Mutuel / CIC Group's contracting activities.
Group Chief Risk Officer
Guillaume is in charge of setting risk management policies and strategies to support the main operational and financial objectives of Microcred.
He holds diplomas from Université Paris Dauphine and the Yale School of Management and has accumulated significant experience in operations and risk management of financial services throughout several global assignments (Indonesia, Brazil, USA, Singapore, Turkey) at Société Générale and GE Capital.
He then joined GE Capital’s European Headquarters to oversee the implementation of risk management strategies and policies across the network of subsidiaries and most recently held the responsibility to operationalize refinancing and data governance strategies at the French subsidiary.
Group Chief Financial Officer
Vince oversees the finance and financial operations of the Group.
Vince has more than 20 years of experience in corporate finance and mergers and acquisitions, acquired in the new technology and Fintech sector in developed and emerging markets such as India, Africa and China.
He has worked for Ingenico, OmniSky, Mobileway or Mobile365 and was Chairman and CEO of Fastacash, Fintech based in Singapore.